Terms of Service

1. Acceptance of Terms

By accessing or using the Pactrovance Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3. Description of Service

Pactrovance provides AI-driven risk analysis tools and automated stop-loss configuration features intended to support users in managing exposure within their own trading or investment activity. The Service is provided as a decision-support and automation tool only.

Pactrovance does not provide personalised financial, investment, tax, or legal advice. Nothing within the Service should be construed as a recommendation to buy, sell, or hold any financial instrument. Any decisions you make regarding your trading accounts, positions, or risk settings remain entirely your own responsibility.

4. Risk Disclosure

Trading and investing in financial markets involves substantial risk, including the potential loss of some or all of your invested capital. Automated tools, including stop-loss and risk-monitoring features, are designed to assist with risk management but cannot eliminate market risk, execution risk, connectivity risk, or the risk of unexpected market events (such as gaps, slippage, or extreme volatility).

Past performance of any strategy, model, or analytical approach is not indicative of future results. You acknowledge that you use the Service at your own risk and that Pactrovance makes no guarantee of profit or avoidance of loss.

5. User Accounts

To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account.

6. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorised access to the Service, its infrastructure, or other users' data;
• Reverse-engineer, decompile, or attempt to extract the underlying models or source code of the Service;
• Use the Service for any unlawful purpose or in violation of applicable financial regulations;
• Interfere with or disrupt the integrity or performance of the Service.

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with the Service are the property of Pactrovance or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works from any part of the Service without prior written consent.

8. Third-Party Services and Links

The Service may integrate with or reference third-party platforms, brokers, or data providers. Pactrovance does not control and is not responsible for the content, policies, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Pactrovance does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Pactrovance, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading capital, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is not permitted under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Pactrovance and its affiliates from any claims, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Pactrovance, other users, or third parties. You may also discontinue use of the Service at any time.

13. Changes to the Service and Terms

Pactrovance reserves the right to modify, suspend, or discontinue any part of the Service, and to update these Terms, at any time. Material changes will be communicated through reasonable means, such as posting an updated version on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Pactrovance operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, subject to applicable mandatory consumer protection laws.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have questions about these Terms, please contact us using the details provided on our Contact page.